The means test in Connecticut: median income

Check your income against the Connecticut median, and see what the second step and Chapter 13 involve.

Checked against official sources: October 25, 2026.

Short answer

Official medians for Connecticut from the U.S. Trustee Program. Below the median for your household size means you pass the first step.

1 person
$84,302
2 people
$106,224
3 people
$134,470
4 people
$159,934
Each extra person
+$11,100
Medians apply to cases filed on or after
April 1, 2026

Connecticut median income check

Official Form 122A-1 compares your household's yearly income with the median income in Connecticut. Here are the official medians:

  • 1 person$84,302
  • 2 people$106,224
  • 3 people$134,470
  • 4 people$159,934
  • Each extra person+$11,100

Applies to cases filed on or after April 1, 2026. 1 = one earner; 2, 3, 4 = people in the household; add = amount added for each person over 4

The numbers are worked out in your browser. Nothing you enter here is saved or sent.

Before taxes. Add up all income for the last 6 months and divide by 6.

Enter your household size and income

The bankruptcy courts in Connecticut

You file in the federal bankruptcy district where you lived (your domicile) for most of the 180 days before filing. Connecticut is one district with offices in Hartford, New Haven and Bridgeport: https://www.ctb.uscourts.gov/court-info/court-locations.

Law: 28 U.S.C. 1408

U.S. Bankruptcy Court for the District of Connecticut

Divisions: Hartford, New Haven, Bridgeport

Clerk's phone: 860-240-3675 (Hartford)

Court's self-help page

Connecticut exemptions in brief

In Connecticut you choose state or federal exemptions (exemptions are the property the law lets you keep).

Home (homestead): $250,000 of equity in your homestead (owner-occupied home, co-op or mobile manufactured home used as your primary residence), per person claiming it.

Car or other vehicle: Up to two motor vehicles, $7,000 total equity (value minus loans).

Wildcard (any property): $1,000 in any property.

Exemptions in Connecticut

In nearby states

  • Rhode Island: 1 person $77,653 · 2 people $98,736 · 3 people $119,419 · 4 people $137,479
  • Massachusetts: 1 person $88,202 · 2 people $112,708 · 3 people $139,411 · 4 people $178,524
  • New Jersey: 1 person $87,173 · 2 people $106,876 · 3 people $137,136 · 4 people $168,127
  • New York: 1 person $73,272 · 2 people $92,902 · 3 people $115,579 · 4 people $139,040
  • Vermont: 1 person $72,461 · 2 people $96,963 · 3 people $114,075 · 4 people $137,583
  • Delaware: 1 person $69,515 · 2 people $94,877 · 3 people $111,273 · 4 people $132,244

What to do now in Connecticut

  1. Gather your income

    Add every source of household income for the last 6 months.

  2. Fill in the first form

    Your income is figured on Official Form 122A-1.

  3. Above the median?

    You continue with Official Form 122A-2.

  4. File in your court

    You file the forms in U.S. Bankruptcy Court for the District of Connecticut.

Free legal help in Connecticut

Questions about the means test in Connecticut

Can I keep my house in bankruptcy in Connecticut?

$250,000 of equity in your homestead (owner-occupied home, co-op or mobile manufactured home used as your primary residence), per person claiming it.

How do I find my bankruptcy court in Connecticut?

You file in the federal bankruptcy district where you lived (your domicile) for most of the 180 days before filing. Connecticut is one district with offices in Hartford, New Haven and Bridgeport: https://www.ctb.uscourts.gov/court-info/court-locations.

What are the Connecticut means test numbers?

For cases filed on or after April 1, 2026: 1 person: $84,302; 2 people: $106,224; 3 people: $134,470; 4 people: $159,934; Each extra person: +$11,100.

Who helps with bankruptcy for free in Connecticut?

Connecticut Bar Association Bankruptcy Pro Bono Program, Statewide Legal Services of Connecticut and CTLawHelp.org.

Related Connecticut pages