Means test median income by state

The official U.S. Trustee Program median income for the Chapter 7 means test, by state and household size.

Check the first step

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Before taxes. Add up all income for the last 6 months and divide by 6.

Enter your household size and income

Yearly gross income. For 5 or more people, add the last column for each person over 4. Applies to cases filed on or after April 1, 2026.

Sort:
State1 person2 people3 people4 peopleEach extra person
$64,321
$77,451
$92,698
$106,740
+$11,100
$85,817
$112,548
$112,548
$142,136
+$11,100
$73,935
$89,027
$104,965
$121,174
+$11,100
$58,421
$73,630
$82,329
$97,054
+$11,100
$79,253
$102,797
$116,541
$139,071
+$11,100
$87,940
$109,497
$130,850
$153,501
+$11,100
$84,302
$106,224
$134,470
$159,934
+$11,100
$69,515
$94,877
$111,273
$132,244
+$11,100
$85,391
$161,397
$161,397
$166,598
+$11,100
$69,876
$86,523
$97,540
$114,761
+$11,100
$68,478
$84,965
$101,479
$123,481
+$11,100
$85,254
$106,202
$123,454
$142,181
+$11,100
$73,413
$86,160
$98,381
$119,662
+$11,100
$73,180
$93,934
$113,625
$137,902
+$11,100
$64,461
$81,986
$95,627
$115,656
+$11,100
$67,617
$88,800
$104,133
$126,058
+$11,100
$69,197
$87,441
$103,852
$125,971
+$11,100
$61,652
$73,892
$85,212
$109,443
+$11,100
$59,447
$72,348
$84,602
$103,628
+$11,100
$75,892
$90,445
$106,822
$131,577
+$11,100
$86,928
$114,611
$135,949
$166,173
+$11,100
$88,202
$112,708
$139,411
$178,524
+$11,100
$67,352
$83,432
$103,449
$123,010
+$11,100
$77,696
$98,328
$126,487
$149,882
+$11,100
$53,978
$70,328
$82,846
$97,464
+$11,100
$64,972
$82,075
$100,228
$118,530
+$11,100
$71,310
$91,452
$103,285
$121,698
+$11,100
$66,922
$90,728
$103,405
$125,074
+$11,100
$72,222
$87,914
$101,638
$114,110
+$11,100
New Hampshire
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$87,287
$109,324
$141,531
$155,203
+$11,100
$87,173
$106,876
$137,136
$168,127
+$11,100
$66,235
$79,574
$88,041
$98,602
+$11,100
$73,272
$92,902
$115,579
$139,040
+$11,100
$67,117
$84,384
$101,535
$116,737
+$11,100
$73,549
$96,352
$106,686
$137,817
+$11,100
$66,239
$83,725
$102,504
$123,702
+$11,100
$61,180
$77,208
$86,845
$101,798
+$11,100
$79,089
$93,670
$116,729
$140,024
+$11,100
$72,230
$87,534
$110,151
$135,862
+$11,100
$77,653
$98,736
$119,419
$137,479
+$11,100
$64,808
$83,761
$95,672
$116,314
+$11,100
$69,190
$89,809
$100,883
$130,738
+$11,100
$63,979
$82,846
$97,511
$109,585
+$11,100
$66,837
$86,714
$99,273
$117,962
+$11,100
$87,898
$95,757
$112,751
$131,741
+$11,100
$72,461
$96,963
$114,075
$137,583
+$11,100
$78,491
$101,171
$123,159
$144,826
+$11,100
$88,585
$107,100
$131,737
$156,567
+$11,100
$63,908
$68,592
$92,050
$93,672
+$11,100
$71,168
$90,252
$108,516
$133,384
+$11,100
$71,745
$91,502
$98,476
$110,297
+$11,100

Chapter 7 or Chapter 13? The facts side by side.

Chapter 7 vs Chapter 13