Where to file bankruptcy in Mississippi

The federal bankruptcy courts in Mississippi, how to pick yours, fees, required courses and the meeting of creditors.

Checked against official sources: October 25, 2026.

Short answer

You file in the federal bankruptcy district where you lived (your domicile) for most of the 180 days before you file.

Federal bankruptcy courts
2
Courts
Northern District and Southern District

Which court you file in, in Mississippi

You file in the federal bankruptcy district where you lived (your domicile) for most of the 180 days before you file. Mississippi has two districts, Northern and Southern. Northern District divisions map: https://www.msnb.uscourts.gov/bankruptcy-divisions-map; Southern District courthouse locations: https://www.mssb.uscourts.gov/courthouse-locations

Law: 28 U.S.C. 1408

U.S. Bankruptcy Court for the Northern District of Mississippi

Divisions: Aberdeen (clerk's office); Oxford and Greenville (hearings only)

Clerk's phone: 662-369-2596

U.S. Bankruptcy Court for the Southern District of Mississippi

Divisions: Jackson, Gulfport (Hattiesburg and Natchez: hearings only)

Clerk's phone: Jackson 601-608-4600; Gulfport 228-563-1790

Court's self-help page

In nearby states

  • Alabama: Northern District, Middle District and Southern District
  • Louisiana: Eastern District, Middle District and Western District
  • Arkansas: Eastern District and Western District

Your next steps in Mississippi

  1. Find your district

    The court is set by where you lived for most of the past 180 days.

  2. Read your court's pages

    Court websites: Northern District and Southern District.

  3. Do the first course

    You need the certificate when you file. U.S. Trustee list of approved credit counseling agencies.

  4. Get the forms ready

    Get the official bankruptcy forms.

Free help in Mississippi

Questions about filing in Mississippi

Which bankruptcy court do I use in Mississippi?

You file in the federal bankruptcy district where you lived (your domicile) for most of the 180 days before you file. Mississippi has two districts, Northern and Southern. Northern District divisions map: https://www.msnb.uscourts.gov/bankruptcy-divisions-map; Southern District courthouse locations: https://www.mssb.uscourts.gov/courthouse-locations

What income passes the means test in Mississippi?

For cases filed on or after April 1, 2026: 1 person: $53,978; 2 people: $70,328; 3 people: $82,846; 4 people: $97,464; Each extra person: +$11,100.

Is there free bankruptcy help in Mississippi?

The Mississippi Bar: Pro Bono Legal Services (directory of free and low-cost legal help by area), North Mississippi Rural Legal Services (northern 39 counties) and Mississippi Center for Legal Services.

Keep reading about Mississippi