Where to file bankruptcy in Texas
Where to file in Texas, what it costs and what comes next.
Checked against official sources: October 25, 2026.
Short answer
You file in the federal district where you lived (your domicile) for most of the last 180 days. Texas has four districts; each court lists the counties for each division: Northern https://www.txnb.uscourts.gov/court-info/court-locations, Eastern https://www.txeb.uscourts.gov/court-info/court-locations, Southern https://www.txs.uscourts.gov/page/address-hours-phone-information (choose your division), Western: each division page on https://www.txwb.uscourts.gov/ (for example https://www.txwb.uscourts.gov/austin-division).
- Federal bankruptcy courts
- 4
Texas bankruptcy courts and divisions
You file in the federal district where you lived (your domicile) for most of the last 180 days. Texas has four districts; each court lists the counties for each division: Northern https://www.txnb.uscourts.gov/court-info/court-locations, Eastern https://www.txeb.uscourts.gov/court-info/court-locations, Southern https://www.txs.uscourts.gov/page/address-hours-phone-information (choose your division), Western: each division page on https://www.txwb.uscourts.gov/ (for example https://www.txwb.uscourts.gov/austin-division).
Law: 28 U.S.C. 1408
Divisions: Dallas, Fort Worth, Abilene, Amarillo, Lubbock, San Angelo, Wichita Falls
Clerk's phone: (214) 753-2000 (Dallas); (817) 333-6000 (Fort Worth); (806) 472-5000 (Lubbock, also Abilene); (806) 324-2302 (Amarillo)
Divisions: Beaumont and Lufkin (Beaumont office); Sherman and Texarkana (Plano office); Tyler and Marshall (Tyler office)
Clerk's phone: (409) 654-7060 (Beaumont); (903) 590-3200 (Tyler); (972) 509-1240 (Plano)
Divisions: Houston, Galveston, Brownsville, Corpus Christi, Laredo, McAllen, Victoria (plus a place of holding court in College Station)
Clerk's phone: 713-250-5500 (Clerk of Court, Houston)
Divisions: Austin, El Paso, San Antonio, Waco, Midland (unstaffed)
Clerk's phone: (210) 472-6720 (San Antonio); (512) 916-5237 (Austin); (915) 779-7362 (El Paso); (254) 750-1513 (Waco)
In nearby states
- Oklahoma: Northern District, Eastern District and Western District
- Louisiana: Eastern District, Middle District and Western District
- New Mexico: U.S. Bankruptcy Court for the District of New Mexico
Your next steps in Texas
Find your district
Your district depends on where you lived most of the last 180 days.
Check local rules
Each court lists its divisions, hours and local rules: Northern District, Eastern District, Southern District and Western District.
Get your counseling certificate
Use an approved agency. U.S. Trustee list of approved credit counseling agencies.
Prepare the forms
Download the official bankruptcy forms.
Where to get free help in Texas
- Legal Aid of NorthWest Texas · (214) 748-1234
- Lone Star Legal Aid (also takes bankruptcy clinic calls from outside Houston, per the Southern District court) · (713) 652-0077
- Houston Volunteer Lawyers Program (free bankruptcy help in the Greater Houston area, listed by the Southern District court) · (713) 228-0732
- Dallas Volunteer Attorney Program · (214) 243-2236
- Dallas Bar Association Lawyer Referral Service · (214) 220-7400
- Dallas Bar Association LegalLine (free answers to legal questions)
- TexasLawHelp.org (Texas legal aid information and finder)
- Northern District – Court's self-help page
- Eastern District – Court's self-help page
- Southern District – Court's self-help page
- Western District – Court's self-help page
Questions about filing in Texas
How do I find my bankruptcy court in Texas?
You file in the federal district where you lived (your domicile) for most of the last 180 days. Texas has four districts; each court lists the counties for each division: Northern https://www.txnb.uscourts.gov/court-info/court-locations, Eastern https://www.txeb.uscourts.gov/court-info/court-locations, Southern https://www.txs.uscourts.gov/page/address-hours-phone-information (choose your division), Western: each division page on https://www.txwb.uscourts.gov/ (for example https://www.txwb.uscourts.gov/austin-division).
What are the Texas means test numbers?
For cases filed on or after April 1, 2026: 1 person: $66,837; 2 people: $86,714; 3 people: $99,273; 4 people: $117,962; Each extra person: +$11,100.
Where can I get free help with bankruptcy in Texas?
Legal Aid of NorthWest Texas, Lone Star Legal Aid (also takes bankruptcy clinic calls from outside Houston, per the Southern District court) and Houston Volunteer Lawyers Program (free bankruptcy help in the Greater Houston area, listed by the Southern District court).