The means test in Hawaii: median income

The Hawaii median income table and the first step of the means test.

Checked against official sources: October 25, 2026.

Short answer

The U.S. Trustee Program publishes these medians for Hawaii. Income below the median for your household size passes the first step.

1 person
$85,254
2 people
$106,202
3 people
$123,454
4 people
$142,181
Each extra person
+$11,100
Medians apply to cases filed on or after
April 1, 2026

Are you below the Hawaii median?

Official Form 122A-1 compares your household's yearly income with the median income in Hawaii. Here are the official medians:

  • 1 person$85,254
  • 2 people$106,202
  • 3 people$123,454
  • 4 people$142,181
  • Each extra person+$11,100

Applies to cases filed on or after April 1, 2026. 1 = one earner; 2, 3, 4 = people in the household; add = amount added for each person over 4

The numbers are worked out in your browser. Nothing you enter here is saved or sent.

Before taxes. Add up all income for the last 6 months and divide by 6.

Enter your household size and income

Which court you file in, in Hawaii

You file in the district where you lived (your domicile) for most of the last 180 days. All of Hawaii, on every island, is one bankruptcy district with its court in Honolulu.

Law: 28 U.S.C. 1408

U.S. Bankruptcy Court for the District of Hawaii

Divisions: One clerk's office for the whole state: 1132 Bishop Street, Suite 250, Honolulu, HI 96813

Clerk's phone: (808) 522-8100

Court's self-help page

Hawaii exemptions in brief

In Hawaii you choose state or federal exemptions (exemptions are the property the law lets you keep).

Home (homestead): $30,000 of equity if you are a head of a family (this includes a married couple) or age 65 or older; $20,000 for anyone else.

Car or other vehicle: $2,575 of equity in one motor vehicle, valued at wholesale used-car guide prices.

Exemptions in Hawaii

In nearby states

  • Texas: 1 person $66,837 · 2 people $86,714 · 3 people $99,273 · 4 people $117,962
  • New Mexico: 1 person $66,235 · 2 people $79,574 · 3 people $88,041 · 4 people $98,602
  • Alaska: 1 person $85,817 · 2 people $112,548 · 3 people $112,548 · 4 people $142,136
  • Arizona: 1 person $73,935 · 2 people $89,027 · 3 people $104,965 · 4 people $121,174
  • Oklahoma: 1 person $61,180 · 2 people $77,208 · 3 people $86,845 · 4 people $101,798
  • Colorado: 1 person $87,940 · 2 people $109,497 · 3 people $130,850 · 4 people $153,501

Steps for the means test in Hawaii

  1. Add up 6 months of income

    Add every source of household income for the last 6 months.

  2. Fill in the first form

    Your income is figured on Official Form 122A-1.

  3. Above the median?

    The second step subtracts allowed expenses on Official Form 122A-2.

  4. File in your court

    The forms are filed with U.S. Bankruptcy Court for the District of Hawaii.

Free legal help in Hawaii

Questions about the means test in Hawaii

Can I keep my house in bankruptcy in Hawaii?

$30,000 of equity if you are a head of a family (this includes a married couple) or age 65 or older; $20,000 for anyone else

How do I find my bankruptcy court in Hawaii?

You file in the district where you lived (your domicile) for most of the last 180 days. All of Hawaii, on every island, is one bankruptcy district with its court in Honolulu.

What are the Hawaii means test numbers?

For cases filed on or after April 1, 2026: 1 person: $85,254; 2 people: $106,202; 3 people: $123,454; 4 people: $142,181; Each extra person: +$11,100.

Where can I get free help with bankruptcy in Hawaii?

Volunteer Legal Services Hawaiʻi (Chapter 7 bankruptcy help for low-to-moderate income people), Legal Aid Society of Hawaiʻi and Hawaii State Bar Association – Lawyer Referral and Information Service (free referral).

Keep reading about Hawaii