The means test in Nebraska: median income
The Nebraska median income table and the first step of the means test.
Checked against official sources: October 25, 2026.
Short answer
Official medians for Nebraska from the U.S. Trustee Program. Below the median for your household size means you pass the first step.
- 1 person
- $66,922
- 2 people
- $90,728
- 3 people
- $103,405
- 4 people
- $125,074
- Each extra person
- +$11,100
- Medians apply to cases filed on or after
- April 1, 2026
Are you below the Nebraska median?
Official Form 122A-1 compares your household's yearly income with the median income in Nebraska. Here are the official medians:
- 1 person$66,922
- 2 people$90,728
- 3 people$103,405
- 4 people$125,074
- Each extra person+$11,100
Applies to cases filed on or after April 1, 2026. 1 = one earner; 2, 3, 4 = people in the household; add = amount added for each person over 4
Which court you file in, in Nebraska
Nebraska has one bankruptcy court for the whole state. You file there if you lived (were domiciled) in Nebraska for most of the 180 days before filing. Its courthouses are in Omaha and Lincoln: https://www.neb.uscourts.gov/court-info/court-locations
Law: 28 U.S.C. 1408
Divisions: One court for the whole state, with courthouses in Omaha and Lincoln.
Clerk's phone: (402) 661-7444 (Omaha); (402) 437-1625 (Lincoln)
Exemptions in Nebraska at a glance
In Nebraska you use state exemptions only (exemptions are the property the law lets you keep).
Home (homestead): $120,000 in value.
Car or other vehicle: $5,970 in one motor vehicle (amount for 2023-2027)
Wildcard (any property): $5,970 in any personal property except wages (amount for 2023-2027)
In nearby states
- South Dakota: 1 person $69,190 · 2 people $89,809 · 3 people $100,883 · 4 people $130,738
- Kansas: 1 person $69,197 · 2 people $87,441 · 3 people $103,852 · 4 people $125,971
- Iowa: 1 person $67,617 · 2 people $88,800 · 3 people $104,133 · 4 people $126,058
- Colorado: 1 person $87,940 · 2 people $109,497 · 3 people $130,850 · 4 people $153,501
- Wyoming: 1 person $71,745 · 2 people $91,502 · 3 people $98,476 · 4 people $110,297
- North Dakota: 1 person $73,549 · 2 people $96,352 · 3 people $106,686 · 4 people $137,817
Steps for the means test in Nebraska
Add up 6 months of income
Collect proof of all income for the last 6 months.
Start with Form 122A-1
The official first step is Official Form 122A-1.
Above the median?
Next comes the expense calculation on Official Form 122A-2.
Find your court
The forms are filed with U.S. Bankruptcy Court for the District of Nebraska.
Talk to legal aid
Ask for free help: Legal Aid of Nebraska (free civil legal help if you qualify) and Nebraska State Bar Association.
Free legal help in Nebraska
Questions about the means test in Nebraska
What is the homestead exemption in Nebraska?
$120,000 in value. The homestead is the house you live in, its outbuildings and the land under it: up to 160 acres outside a city or village, or up to two lots inside a city or village.
Where do I file bankruptcy in Nebraska?
Nebraska has one bankruptcy court for the whole state. You file there if you lived (were domiciled) in Nebraska for most of the 180 days before filing. Its courthouses are in Omaha and Lincoln: https://www.neb.uscourts.gov/court-info/court-locations
What is the median income for the means test in Nebraska?
For cases filed on or after April 1, 2026: 1 person: $66,922; 2 people: $90,728; 3 people: $103,405; 4 people: $125,074; Each extra person: +$11,100.
Who helps with bankruptcy for free in Nebraska?
Legal Aid of Nebraska (free civil legal help if you qualify) and Nebraska State Bar Association.