The means test in Idaho: median income

Check your income against the Idaho median, and see what the second step and Chapter 13 involve.

Checked against official sources: October 25, 2026.

Short answer

These are the official U.S. Trustee Program medians for Idaho. If your household's yearly income is below the median for its size, you pass the first step.

1 person
$73,413
2 people
$86,160
3 people
$98,381
4 people
$119,662
Each extra person
+$11,100
Medians apply to cases filed on or after
April 1, 2026

Are you below the Idaho median?

Official Form 122A-1 compares your household's yearly income with the median income in Idaho. Here are the official medians:

  • 1 person$73,413
  • 2 people$86,160
  • 3 people$98,381
  • 4 people$119,662
  • Each extra person+$11,100

Applies to cases filed on or after April 1, 2026. 1 = one earner; 2, 3, 4 = people in the household; add = amount added for each person over 4

The numbers are worked out in your browser. Nothing you enter here is saved or sent.

Before taxes. Add up all income for the last 6 months and divide by 6.

Enter your household size and income

The bankruptcy courts in Idaho

You file in the district where you lived (your domicile) for most of the last 180 days. All of Idaho is one district; find your division by county on the court's map page: https://www.id.uscourts.gov/clerks/Divisional_Map_Idaho.cfm?lni=308

Law: 28 U.S.C. 1408

U.S. Bankruptcy Court for the District of Idaho

Divisions: Southern (Boise), Northern (Coeur d'Alene; Central at Moscow), Eastern (Pocatello / Twin Falls)

Clerk's phone: (208) 334-1361 or toll-free (866) 496-1250 (Boise clerk's office)

Court's self-help page

Exemptions in Idaho at a glance

In Idaho you use state exemptions only (exemptions are the property the law lets you keep).

Home (homestead): $175,000 of net value (market value minus liens) in your homestead, with no limit on land area.

Car or other vehicle: $10,000 in one motor vehicle (per individual)

Wildcard (any property): $1,500 in any tangible personal property.

Exemptions in Idaho

In nearby states

  • Oregon: 1 person $79,089 · 2 people $93,670 · 3 people $116,729 · 4 people $140,024
  • Montana: 1 person $71,310 · 2 people $91,452 · 3 people $103,285 · 4 people $121,698
  • Washington: 1 person $88,585 · 2 people $107,100 · 3 people $131,737 · 4 people $156,567
  • Nevada: 1 person $72,222 · 2 people $87,914 · 3 people $101,638 · 4 people $114,110
  • Wyoming: 1 person $71,745 · 2 people $91,502 · 3 people $98,476 · 4 people $110,297
  • Utah: 1 person $87,898 · 2 people $95,757 · 3 people $112,751 · 4 people $131,741

Steps for the means test in Idaho

  1. Total your income

    Collect proof of all income for the last 6 months.

  2. Fill in the first form

    The official first step is Official Form 122A-1.

  3. If you are above the median

    Next comes the expense calculation on Official Form 122A-2.

  4. Where the forms go

    The forms are filed with U.S. Bankruptcy Court for the District of Idaho.

Free help in Idaho

Questions about the means test in Idaho

What is the homestead exemption in Idaho?

$175,000 of net value (market value minus liens) in your homestead, with no limit on land area

Which bankruptcy court do I use in Idaho?

You file in the district where you lived (your domicile) for most of the last 180 days. All of Idaho is one district; find your division by county on the court's map page: https://www.id.uscourts.gov/clerks/Divisional_Map_Idaho.cfm?lni=308

What are the Idaho means test numbers?

For cases filed on or after April 1, 2026: 1 person: $73,413; 2 people: $86,160; 3 people: $98,381; 4 people: $119,662; Each extra person: +$11,100.

Who helps with bankruptcy for free in Idaho?

Idaho Volunteer Lawyers Program (Idaho Law Foundation) – free civil legal help for low-income Idahoans, Idaho Legal Aid Services and U.S. Bankruptcy Court, District of Idaho – Self Representation resources.

Keep reading about Idaho