The means test in Utah: median income

The Utah median income table and the first step of the means test.

Checked against official sources: October 25, 2026.

Short answer

The U.S. Trustee Program publishes these medians for Utah. Income below the median for your household size passes the first step.

1 person
$87,898
2 people
$95,757
3 people
$112,751
4 people
$131,741
Each extra person
+$11,100
Medians apply to cases filed on or after
April 1, 2026

Check the first step in Utah

Official Form 122A-1 compares your household's yearly income with the median income in Utah. Here are the official medians:

  • 1 person$87,898
  • 2 people$95,757
  • 3 people$112,751
  • 4 people$131,741
  • Each extra person+$11,100

Applies to cases filed on or after April 1, 2026. 1 = one earner; 2, 3, 4 = people in the household; add = amount added for each person over 4

The numbers are worked out in your browser. Nothing you enter here is saved or sent.

Before taxes. Add up all income for the last 6 months and divide by 6.

Enter your household size and income

Utah bankruptcy courts and divisions

You file in the district where you lived (your domicile) for most of the last 180 days; all of Utah is one district, so every Utah filer uses the U.S. Bankruptcy Court for the District of Utah in Salt Lake City.

Law: 28 U.S.C. 1408

U.S. Bankruptcy Court for the District of Utah

Divisions: One district for the whole state. Clerk's office in Salt Lake City (Frank E. Moss U.S. Courthouse, 350 S Main Street; during a renovation the public counter is temporarily next door). Some hearings are held by Zoom.

Clerk's phone: 801-524-6687

Court's self-help page

Exemptions in Utah at a glance

In Utah you use state exemptions only (exemptions are the property the law lets you keep).

Home (homestead): 2026: up to $53,700 per person in your primary personal residence (a house or mobile home plus up to 1 acre of land around it).

Car or other vehicle: One motor vehicle up to $3,000 in value (not a recreational vehicle or off-highway vehicle, except a motorcycle or van you use daily).

Exemptions in Utah

In nearby states

  • Nevada: 1 person $72,222 · 2 people $87,914 · 3 people $101,638 · 4 people $114,110
  • Colorado: 1 person $87,940 · 2 people $109,497 · 3 people $130,850 · 4 people $153,501
  • Wyoming: 1 person $71,745 · 2 people $91,502 · 3 people $98,476 · 4 people $110,297
  • Arizona: 1 person $73,935 · 2 people $89,027 · 3 people $104,965 · 4 people $121,174
  • Idaho: 1 person $73,413 · 2 people $86,160 · 3 people $98,381 · 4 people $119,662
  • California: 1 person $79,253 · 2 people $102,797 · 3 people $116,541 · 4 people $139,071

What to do now in Utah

  1. Add up 6 months of income

    Add every source of household income for the last 6 months.

  2. Fill in the first form

    Your income is figured on Official Form 122A-1.

  3. Above the median?

    The second step subtracts allowed expenses on Official Form 122A-2.

  4. Where the forms go

    Your court: U.S. Bankruptcy Court for the District of Utah.

Where to get free help in Utah

Questions about the means test in Utah

What is the homestead exemption in Utah?

2026: up to $53,700 per person in your primary personal residence (a house or mobile home plus up to 1 acre of land around it). If the property is not your primary residence: up to $6,400 per person.

Which bankruptcy court do I use in Utah?

You file in the district where you lived (your domicile) for most of the last 180 days; all of Utah is one district, so every Utah filer uses the U.S. Bankruptcy Court for the District of Utah in Salt Lake City.

What is the median income for the means test in Utah?

For cases filed on or after April 1, 2026: 1 person: $87,898; 2 people: $95,757; 3 people: $112,751; 4 people: $131,741; Each extra person: +$11,100.

Is there free bankruptcy help in Utah?

Utah Legal Services (free civil legal help for people who qualify), Debtor's Counseling Clinic (Utah State Bar, Utah Legal Services and S.J. Quinney College of Law Pro Bono Initiative), 3rd Tuesday of each month, 5:00-6:30 p.m., Horizonte School, 1234 South Main St., Salt Lake City and Utah State Bar Tuesday Night Bar (free consultation, appointment required).

Keep reading about Utah