The means test in Nevada: median income

The Nevada median income table and the first step of the means test.

Checked against official sources: October 25, 2026.

Short answer

The U.S. Trustee Program publishes these medians for Nevada. Income below the median for your household size passes the first step.

1 person
$72,222
2 people
$87,914
3 people
$101,638
4 people
$114,110
Each extra person
+$11,100
Medians apply to cases filed on or after
April 1, 2026

Nevada median income check

Official Form 122A-1 compares your household's yearly income with the median income in Nevada. Here are the official medians:

  • 1 person$72,222
  • 2 people$87,914
  • 3 people$101,638
  • 4 people$114,110
  • Each extra person+$11,100

Applies to cases filed on or after April 1, 2026. 1 = one earner; 2, 3, 4 = people in the household; add = amount added for each person over 4

The numbers are worked out in your browser. Nothing you enter here is saved or sent.

Before taxes. Add up all income for the last 6 months and divide by 6.

Enter your household size and income

Which court you file in, in Nevada

Nevada has one bankruptcy court with two offices. You file there if you lived (were domiciled) in Nevada for most of the 180 days before filing. The office depends on the county of your address: Las Vegas for Clark, Esmeralda, Lincoln and Nye counties, Reno for the rest. See the court's table under 'Where do I file?': https://www.nvb.uscourts.gov/filing/frequently-asked-questions/

Law: 28 U.S.C. 1408

U.S. Bankruptcy Court for the District of Nevada

Divisions: Las Vegas (Clark, Esmeralda, Lincoln and Nye counties); Reno (all other counties)

Clerk's phone: (702) 527-7000 (Las Vegas); (775) 326-2100 (Reno)

Court's self-help page

What you can keep in Nevada

In Nevada you use state exemptions only (exemptions are the property the law lets you keep).

Home (homestead): $605,000 of equity in your home.

Car or other vehicle: $15,000 of equity in one vehicle. A vehicle equipped or modified for a person with a permanent disability is exempt with no dollar limit.

Wildcard (any property): $10,000 total in any personal property not otherwise exempt, including money in the bank, stocks and bonds.

Exemptions in Nevada

In nearby states

  • California: 1 person $79,253 · 2 people $102,797 · 3 people $116,541 · 4 people $139,071
  • Utah: 1 person $87,898 · 2 people $95,757 · 3 people $112,751 · 4 people $131,741
  • Idaho: 1 person $73,413 · 2 people $86,160 · 3 people $98,381 · 4 people $119,662
  • Oregon: 1 person $79,089 · 2 people $93,670 · 3 people $116,729 · 4 people $140,024
  • Arizona: 1 person $73,935 · 2 people $89,027 · 3 people $104,965 · 4 people $121,174
  • Wyoming: 1 person $71,745 · 2 people $91,502 · 3 people $98,476 · 4 people $110,297

What to do now in Nevada

  1. Total your income

    Collect proof of all income for the last 6 months.

  2. Fill in the first form

    Your income is figured on Official Form 122A-1.

  3. When income is higher

    Next comes the expense calculation on Official Form 122A-2.

  4. Where the forms go

    The forms are filed with U.S. Bankruptcy Court for the District of Nevada.

Free legal help in Nevada

Questions about the means test in Nevada

Can I keep my house in bankruptcy in Nevada?

$605,000 of equity in your home. The home can be a house and land, a mobile home (even if you do not own the land), or a condo or other common-interest unit. A home on land you do not own is also exempt up to $605,000 of equity.

Which bankruptcy court do I use in Nevada?

Nevada has one bankruptcy court with two offices. You file there if you lived (were domiciled) in Nevada for most of the 180 days before filing. The office depends on the county of your address: Las Vegas for Clark, Esmeralda, Lincoln and Nye counties, Reno for the rest. See the court's table under 'Where do I file?': https://www.nvb.uscourts.gov/filing/frequently-asked-questions/

What income passes the means test in Nevada?

For cases filed on or after April 1, 2026: 1 person: $72,222; 2 people: $87,914; 3 people: $101,638; 4 people: $114,110; Each extra person: +$11,100.

Who helps with bankruptcy for free in Nevada?

Legal Aid Center of Southern Nevada, Consumer Rights Project (bankruptcy; weekly free bankruptcy education class), Northern Nevada Legal Aid, Bankruptcy Court Facilitator Program (Reno) and U.S. Bankruptcy Court, District of Nevada: Legal Services page.

More for Nevada